438 Credit Score

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438 Credit Score. It’s important to note that, while there isn’t a credit score for grad plus loan qualification, there is still a credit check. Your #1 way to fix it might be hiring a credit repair service, like credit glory.

Too many Hard Credit enquiries in a short time hurts your credit score
Too many Hard Credit enquiries in a short time hurts your credit score

Your score falls in the range of scores, from 800 to 850, that is considered exceptional. And that signals risk to potential lenders. It indicates that you’ve had payment problems in the past, perhaps even to the extent of going through bankruptcy or having your home foreclosed.

Too many Hard Credit enquiries in a short time hurts your credit score

Find out more about your credit score and learn steps you can take to improve your credit. Both fico and vantagescore (the main scoring models used by us credit bureaus) consider 438 to be in the lowest credit score range. Credit scores calculated using the fico or vantagescore 3.0 scoring models range from 300 to 850. A 430 credit score is a bad credit score, unfortunately, as it’s a lot closer to the lowest score possible (300) than the highest credit score (850).

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